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Once his application is finalized, the borrowed amount of money is transferred to his bank account. This is the main advantage of the loan to the borrower, as it makes payments more affordable, more compare offers If you want to repay the loan early, just look at any penalties that the lender can collect. Creditworthiness is strictly sanctioned before an unsecured personal loan will be approved because the lender does not have any means to restore its height in the event of failure of payment by the borrower