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For those a temporary  [http://www.energyinsurancebrokers.com/life/term-life-insurance-vs-permanent-which-is-the-best-option/ life insurance ]  protection is needed by those people, a term life insurance policy is best. Term life insurance is best to fill a gap like when the case is such that a person is not secured under any life insurance policy due to whatever reasons. Under such conditions the term life insurance is best as it can still protect the necessary financial interests of the concerned family. If youre buying life insurance coverage for only a short time, then also term life insurance is best opted for.